The new law, which will go into effect on October 1, requires insurance companies to pay for autism spectrum disorder (ASD) diagnosis and treatment for children up to age 18.
The state law does not, however, compel "self-funded" insurance plans to carry autism coverage. Those health insurance plans are regulated by federal laws.
Most large employers, such as GM, Home Depot, DTE Energy, and even the State of Michigan provide benefits through a "self-funded health care plan."
To get self-funded insurers to adopt autism coverage, the new state law establishes for an incentive program to encourage employers with self-funded insurance plans to adopt autism coverage.
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