Hiranmayi Srinivasan

Hiranmayi Srinivasan covers all things personal finance for Real Simple, Health, Parents, and Better Homes & Gardens. She strives to create inclusive content that encourages financial literacy and empowerment. Hiranmayi is a graduate of Loyola Marymount University and has experience working in broadcast and digital news. When she’s not drinking coffee and writing an article, you can find Hiranmayi binge-watching a TV show, enjoying the California sunshine, or listening to Beyoncé.
What to Expect: Ultrasound Costs
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Ultrasounds are common for most people during pregnancy, but they can be expensive. Here's what you need to know about ultrasound costs, insurance coverage, and affordable options.
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Taking Charge of Your Credit: A Guide for Parents
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Answers to all your pressing questions about credit cards, and how to use them in a way that will help keep your family finances secure.
Will Staging an Office or Nursery Make Your Family Home More Likely To Sell?
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Staging your home can make it more marketable to potential buyers—but which should you stage, a nursery or a home office? Here is what experts have to say.
How To Make Money on Instagram as a Parent
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Instagram can be a great platform for parents to start a side hustle or even turn content creation into a full-time job. Here is how to get started, according to parents who are pulling it off.
Ways to Save Money On Baby Food
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Baby food can be pricey, and adds to your growing list of expenses with a baby. Here are practical ways to save money on baby food, from parents who have been there.
Things Financial Advisors Want You To Know About Having a Baby
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A new baby can really impact your finances. Here is what financial advisors want you to know so you can prepare your family budget for your new arrival.
How to Explain Exchange Rates in Terms Simple Enough for a Child
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Teaching your kids about foreign currency and exchange rates can be a valuable part of their financial education. Here are easy ways to help them learn, according to experts.
Polite Ways to Say 'No' to Donation and Fundraising Requests
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Overwhelmed by school fundraisers and can't contribute? Here are ways to politely decline requests that don't align with your family's financial priorities at the moment.
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5 Bulk Buys That Won't Save Parents Money
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Stocking up on essentials for your baby might seem like it's saving you money, but with how fast babies grow and change, it can end up costing you. Here are items parents should avoid buying in bulk.
How Lifestyle Creep Impacts Your Family Budget—and How to Avoid It
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Lifestyle creep can have you spending above your means, leaving less for your family's future. Here are ways to identify and avoid it, according to experts.
Baby Items to Buy Used—for Major Savings
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Baby items can get really expensive—and babies tend to outgrow things very quickly. Here are baby items you can save big on by buying them used.
Baby Preparedness Finance Checklist: Insurance, Taxes, and Wills
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As a parent-to-be, it's important that you check on—and update—important financial documents. Here is a checklist to help you and your family stay on track with your finances before baby arrives.
6 Money-Saving Strategies For Parents On A Budget
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It can be hard to keep track of all the little (and big) expenses involved in raising kids. Here are ways to stay on budget and reduce your spending so you and your family can save money every day.
5 Ways to Stop Arguing About Money With Your Family
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Fighting about money can be a huge stressor on your relationship. Here is how to communicate openly and effectively, so you can get on the same page—and make smarter money moves—according to experts.
3 Reasons Budget Airlines Are Not Worth It For Families
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Budget airlines offer low-price fares to many destinations around the country. But the low airfare can come at a cost. Here's what parents should consider before booking a trip with a budget carrier.
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Where Is Your Family's Money Going? How to Control Digital Spending
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Making purchases with a tap or click has made life easier for harried parents—but it can be a slippery slope and lead to overspending. Here's how to keep better track of your virtual dollars.
The Difference Between Wills And Trusts—What Parents Need to Know
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Wills and trusts are an essential part of your estate plan. Here are the key differences you should be aware of, to help you plan better for your—and your kids'—future.
7 Low-Cost, Super Healthy Veggies to Add to Your Kids' Meals
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Adding more vegetables to your family's diet doesn't have to cost a fortune. Here are some of the most nutritious and affordable vegetables to add to your grocery list, according to experts.
We Need To Stop Blaming Parents for the 'Word Gap'—Here's Why
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A new study shows that the 'word gap' has more to do with financial strain than it does with parenting style. Here's what the researchers have to say about why parents need less blame and more support.
Grocery Coupons Can Actually Save You Money—Here's How
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Couponing can take a lot of time and effort—but apps and digital coupons, it has gotten a lot easier. Here is how you can save money on your next grocery run, no matter how much (or how little) time you want to spend couponing.
6 Ways to Save on Dental Care
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Those yearly dental checkups and procedures are essential—but they can be expensive. Here are budget-savvy ways to cut down on dental costs while keeping your teeth healthy and your wallet happy.
How to Opt Out of the Child Tax Credit—And Why You Might Want To
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The extra $300 a month from child tax credit payments is nice—but here's why you should consider opting out before August 2, according to experts.
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Here is the Average Hourly Rate For a Babysitter in Every State
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Getting a sitter can give you a night away from the kids or a precious few hours to yourself—here's how much you can expect to pay a babysitter in your state.
6 Job Perks Parents Should Ask About
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Whether you're in the office or working from home, here are the top perks to ask your company about (or look for in a new one) so you can get a little more work-life balance and a lot more peace of mind.
How to Break Bad Money Habits You Learned From Your Parents
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Turns out our parents are a huge influence when it comes to how we manage money as adults-the good and the bad. Here are some ways to identify those habits and build better ones to pass down.
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