Plan the particulars.
5. Decide where you're going to give birth and who will attend. Depending on how far away you are from a hospital, you may choose to go to a friend's or relative's house once you go into labor. That way, if there's an emergency, you can get to a hospital quickly. There are no rules on how many people should be present at the birth. Whether to include children, family, and friends, or just yourself and your partner (plus the birth attendant and her assistant of course!) is up to you.
6. Consider having lab work and tests done through a clinic. Home birth patients sometimes have all of their prenatal lab work and ultrasounds done through a doctor's office, often on the midwife's recommendation. That way their insurance is put to some use. And if the patient ends up being transferred to the hospital, the medical records are already on file.
7. Check what your insurance will cover. Many insurance plans don't reimburse for home births. In general, the fee ranges from $1500 and $3000, which usually includes prenatal care and six weeks of postpartum care.