How to Save for Baby's Future

Finagle All Your Fixed Expenses

Ask utilities to charge you less. "We checked with our cable, car insurance, and cell phone companies to see if they could save us any cash," reports Sherry Petersik, half of the budget-minded duo behind the home blog YoungHouseLove.com and mom of 6-month-old Clara. The Petersiks' cable company extended a promotional price that saved them $30 per month; the insurance company updated their marital status, knocking $134 off their annual bill (the couple had bought the car when they were still engaged).
Saved About $10 per week

Cut your car payments. The Petersiks both work from home, so they are able to make do with only one car, even though they live in the suburbs. See if your family could also ditch a set of wheels by opting to carpool to the office or taking public transportation. It's worth it!
Saved About $40 per week

Put your cell phone plan on hold. Danny Kofke, author of How to Survive (and Perhaps Thrive) on a Teacher's Salary and dad of two in Hoschton, Georgia, was kissing away $50 a month for cell phones he and his wife reserved for emergencies. After switching to a pay-as-you-go plan they now spend just $10.
Saved About $10 per week