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Bring Down Family Costs
Life is expensive for families, and it's getting more so every day. According to the U.S. Department of Labor, the Consumer Price Index rose 3.9 percent through September 2011 -- more than double the rate that wages increased during the same period. And the figures are even more daunting when you look at these specific household costs: Egg prices jumped by 15 percent and meat by 9; energy rose by 18 percent, and gas soared (do we really have to tell you?) by a whopping 32 percent.
We won't bother to explain the complicated economic forces at work, but suffice it to say that prices aren't likely to ease up anytime soon. What can you do about it? Plenty. Read on to get started saving now.
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The way that I have brought down costs on everyday items I'm going to buy anyway is to shop online. These products are not only cheaper, they are much, much safer than those at the grocery store. If you would like to learn about them, email me at ruthspivey6@gmail.com.
3/18/2012 08:37:00 PM Report AbuseRefinancing will save you money each month, but it will extend your mortgage and therefore the amount of interest you pay significantly. I recently used an online rate evaluator to calculate the value of refinancing to a 20 year mortgage. It said we would never break even for the cost of refinancing (true), but it didn't mention that we would save over $70k in interest.
3/12/2012 11:52:53 AM Report AbuseThe suggestion of refinancing your home is not always practical with million of homeowners upside down on their mortgages thanks to the number of foreclosures and the mortgage crisis. Maybe give a suggestion for those in that predicament.
3/12/2012 10:40:00 AM Report AbuseI just picked up more hours at work, not something I wanted to do, but luckily, something I could do. Some people don't have that option.
12/29/2011 12:17:39 PM Report Abuse