Buying A Home: The 10 Best States for Babies

10. New York

Jessie Hartland

  • Provides excellent healthcare for babies; the state boasts a large number of pediatricians, children's hospitals, and newborn screenings
  • Offers one of the best childcare state-tax credits in the U.S.
  • Was the first state in the nation to enact pro-breastfeeding legislation

More than 6 million Americans suffer from infertility, but the majority of problems can be overcome with medications and procedures. New York is one of only 12 states that require all insurers to provide coverage for infertility treatments; an additional three states mandate that insurers offer at least one health plan with fertility coverage. "Under a law passed last year, insurers in New York state are required to cover the diagnosis and treatment of infertility for everything excluding in-vitro fertilization (IVF)," says Belle Degenaars, advocacy chair for the New York City chapter of RESOLVE, The National Infertility Association. "And couples whose fertility problems do require IVF may be eligible for a covered cycle through the state's $10 million pilot grant project."

Before the current law, Degenaars says, insurance coverage for fertility procedures and drugs was limited at best, with many plans in the state offering little or none. "Couples scrimped and saved for treatments, which could cost several thousand dollars per cycle, and some just couldn't afford them," says Degenaars. "You shouldn't need a huge bank account just to get a chance at parenthood."

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