Cyber Risk: Accidentally Deleting Your Files
What You Can Do: Set up a virtual safe space before you turn your child loose. Give him his own login on your operating system so he can't accidentally trash important documents or family photos. (But be sure you set his password together so you know it.) Install antivirus software and a pop-up blocker (like those offered by Norton or McAfee) if you don't already use them -- he'll be less likely to click on enticing bling or accidentally download spyware or viruses.