Starbucks: Buy One, Get One Free Hot or Iced Drink (September 17-21)

Buy any fall drink (hot or iced) and get one free at participating Starbucks from 2-6 pm, September 17 to 21, 2014.  Valid at US stores only!

Or if you really want to save money, use my recipe to make your own frappuccino!

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Tags: | Categories: Freebies, Restaurant Deals

Free Kindermusik Learning Class




Interested in having your child learn more about music?  Right now you can get a free Kindermusik Learning Class at participating locations.  Find out why over 2 million families choose Kindermusik!

  • Classes for children from newborn to age seven
  • Child development through music and movement
  • Immerse your child in a musical atmosphere of play, song, and dance – while developing fundamental skills
  • Connect with other moms, dads, and families
  • Learn how music can help make great parenting easier
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Tags: , | Categories: Freebies

McDonald’s: Free Coffee (September 16-29)

September 16-19, 2014, participating McDonald’s are offering all customers free small McCafe coffee during breakfast hours (6:30-10:30 a.m.)!  No purchase necessary.

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The #1 {Free} Money Saving Tool….and you already own it!

I had planned to publish a post today about why I love having a budget but decided to change my plans.  It’s not that I don’t think budgeting is a good idea, because I do and it’s something that I highly recommend.  It’s just that I’ve been realizing the last couple of months that there is something that I believe is even more important than using a budget.  In fact, I think it’s safe to say that it is hands down your #1 money saving tool!  And the great thing about it?  It’s free and you already have it.

 

Your #1 Money Saving Tool

I’m convinced that your #1 money saving tool is a good attitude.  Here’s why.

1.  You Can Control It
There are lots of things that you can’t totally control when it comes to money.  You can’t totally control your expenses.  (Think accidents.)  You can’t control rising prices.  You can’t control the security of your job.  You can’t control sale prices.

But you can decide to make the best of your limited income.  You can decide to think outside the box when it comes to looking for ways to save.  You can decide to be willing to try new money making ideas.  And you can decide to wait to buy something until it’s on sale.  Your attitude is so incredibly important!

2.  It Enables You to be Willing to Learn and Change.
Your attitude can make or break you.  If you are convinced that you can’t do something, often, even though you are capable of doing it, you actually won’t just because you think you can’t.

Case in point:  When we got married almost 8 years ago, money was incredibly tight.  All that we had was about $1,000 cash (some of that was wedding gift money), 2 older cars and a few household furnishings to our name.  We were trying to live on as little as possible so that after covering the bare necessities, we could hopefully have a bit left over each month to put towards furniture.  (Yes, we got married without owning any).  We also had the crazy dream of purchasing a house within a year’s time too.  (And yes, we were crazy enough to actually end up doing that.)

Anyway, one night we were discussing amounts for a grocery budget and my husband suggested $200/mo.  I was appalled!  There was absolutely no way that I could get all the groceries that we needed for just $200 a month!  I was convinced that we’d be eating nothing but beans and rice and peanut butter and jelly sandwiches for 30 days straight!  I was less than happy and my attitude was pretty awful.  I didn’t mind trying to be frugal but I was convinced that I was already doing all that I could to save on groceries.  And I’m ashamed to admit it, but for several months I felt and acted like a martyr as I half-hardheartedly tried to make that budget work.  I did my fair share of grumbling too!

Then one day, I happened across a blog that did coupon match-ups.  This blogger showed in detail how to combine coupons with sales at stores like CVS and Walmart to get things for free or really cheap.  I was amazed!  Suddenly keeping within our $200 grocery budget became a game and I enjoyed the challenge.  I started to coupon and before long I was also actively looking for more ways that I could creatively trim our grocery budget.  By our first anniversary, we were only spending around $150/mo. on groceries, toiletries and household items combined!

All it took was for my attitude to change.  I had to want to make it work. 

Over the last couple of years, I’ve interacted with hundreds of readers regarding money related issues.  And over and over again I’ve seen how attitude makes such a difference in how one looks at finances, especially in situations where money is tight.  Those that have the attitude that they can’t change a thing are often stuck and frustrated.  Those that face the situation with a good attitude often can manage to figure out a way to make it work, or at least survive.   No, it’s not a magic fix to every situation, but it does make a big difference!

How important do you think attitude is when it comes to money?  I’d love to hear from you!

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Dominos: $10 Gift Card for just $5!

For a limited time, Groupon is offering a $10 Dominos gift card for just $5!  I’m sure this deal won’t last long so if you want it, grab it now.

Fine Print:
Limit 1 per person. Gift cards don’t expire. Please click here to see Domino’s gift card terms & conditions. Valid in US only. Valid at participating locations. Redeem at Dominos.com by entering the Gift Card code/PIN located on your Groupon voucher when checking out

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