Archive for the ‘ Monthly Spending Summary ’ Category

$200/Month Grocery Budget Monthly Spending Summary

Friday, December 12th, 2014

You know how I regularly post my weekly What I Spent & Saved posts showing you what I bought on our $200 grocery budget?  Well, I used to also regularly post a Monthly Spending Summary as well so that you could see exactly how our budget was working, because some months we are over budget and sometimes we are under.

Somehow, I fell off the bandwagon back this summer and stopped posting the Monthly Spending Summaries.  I was thinking of redoing how I post them anyway, so it actually probably ended up being a good thing.

From here on out, I plan to just do a quick summary in the last What I Spent & Saved post of the month to show where we are budget wise for the year.  I think that will be more efficient and keep things a bit less cluttered.

But, just so we can get up to date, I kind of need to post how things are looking since I lost posted a Monthly Spending Summary in July.  At that point, I was under budget by $410.68!  Unfortunately, it hasn’t exactly stayed that way!

Here’s the breakdown:
STARTING ANNUAL BUDGET: $410.68 under budget! 

AUGUST:

Week 1: $95.03
Week 2: $94.49
Week 3: $11.58
Week 4: $147.52
Week 5: $112.24     

Total Spent for the month: $460.86
Total Saved for the month: $91.63

Over budget for the month by $260.86
Under budget for the year by $149.82 

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SEPTEMBER:

Week 1: $31.15
Week 2: $147.86
Week 3: $102.04
Week 4: $64.05      

Total Spent for the month: $345.10
Total Saved for the month: $158.63

Over budget for the month by $145.10
Under budget for the year by $4.72

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OCTOBER:

Week 1: $36.92
Week 2: $0.88
Week 3: $85.90
Week 4: $74.49
Week 5: $68.37     

Total Spent for the month: $266.56
Total Saved for the month: $178.62 + $85.03 in gas savings

Over budget for the month by $66.56
Over budget for the year by $61.84

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NOVEMBER:

Week 1: $31.70
Week 2:- $6.91
Week 3: $94.17
Week 4: -$20.12     

Total Spent for the month: $98.84
Total Saved for the month: $170.76 + $141.50 in gas savings

Under budget for the month by $101.16
Under budget for the year by $39.32

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It feels good to be under budget for the year, even though it is not by much!  I am pretty confident that I can end the year well since I don’t have any major things that I need to buy grocery wise, instead, I’ll basically be just purchasing a few basics and then whatever is on sale of course. 

How are you doing budget wise for the year?  Finding it hard to stay on track due to rising costs?  Or are you managing to stick to it?

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Tags: | Categories: Monthly Spending Summary

Monthly Spending Summary (July)

Monday, September 8th, 2014

If you want to see exactly what I purchased, check the posts under My Deals for more details.

Yes, I know, I’m kind of behind on getting my Monthly Spending Summaries posted.  Here’s July finally and I’m still waiting on my husband to get the info in our budgeting program on the computer up to date so that I can post August.

I was over budget for the month by a bit.  But since I’ve been under budget for the last number of months it was okay.  I always seem to go over budget in the summer months because I buy so much produce to can and freeze.  I try to plan for that though and it usually has worked out.  Basically, as long as I am on target by the end of the year I’m happy.

Monthly Grocery/Household Budget: $200
Total Spent: $265.37
Total Saved with Coupons: $28.80
Total Saved with Sales: $41.83
Total Saved: $70.63

Week 1: $38.11
Week 2: $51.79
Week 3: $70.96
Week 4: $106.01

Credits: $1.50
This was for a Staples Easy Rebate that I submitted for some pencils.  I had used grocery money to pay for them so I put the rebate money back into my grocery budget.

Ending Monthly Balance: $65.37
This is the amount that I am over budget for the month!

Ending Annual Balance: -$410.68
In case you are confused, this is the amount I am under budget for the year.  I’m really getting into the thick of canning and so the next couple of months I’ll have some big expenses as I buy large quantities of fruit and vegetables to preserve.  That will definitely make this number drop significantly!

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Monthly Spending Summary (June)

Wednesday, July 30th, 2014

If you want to see exactly what I purchased, check the posts under My Deals for more details.

Whew!  July is almost over and I’m only now posting June’s Spending Summary.  This month has been a blur and due to all that we had going on, my hard working husband was rather behind on doing bookwork and therefore this post got delayed.  (I like to wait till he reconciles everything so that I know that my budget records are correct before I post this.)  Although I doubt any of you were sitting on pins and needles waiting for this post.  Ha!

You might remember that last month I mentioned that I was tempted to drop our grocery budget back down to $200 a month since I’ve been doing so well this year.  After hashing over it with my husband for a while, we decided to go ahead and drop it back to $200 for the rest of the year.  Honestly, I when we upped our budget to $220 the beginning of this year I thought it might be a tiny bit higher than we’d need but I never dreamed that I’d be able to do so well with grocery shopping.  Even if I don’t do nearly as good the rest of the year, I think I should still be able to come in under budget without too much trouble.  If not, then we’ll worry about it then!  But for now, I’m up to the challenge of trying it!

Monthly Grocery/Household Budget: $200
Total Spent: $173.54
Total Saved with Coupons: $110.65
Total Saved with Sales: $139.19
Total Saved: $249.84 + $128.79 in gas savings (thanks to grocery purchases here and here)

Week 1: $25.11
Week 2: $96.24
Week 3: $17.43
Week 4: $36.26

Credits: $1.50
This was for a Staples Easy Rebate that I submitted for some pencils.  I had used grocery money to pay for them so I put the rebate money back into my grocery budget.

Ending Monthly Balance: -$26.46
This is the amount that I am under budget for the month!

Ending Annual Balance: -$476.05
In case you are confused, this is the amount I am under budget for the year.  I’m really getting into the thick of canning and so the next couple of months I’ll have some big expenses as I buy large quantities of fruit and vegetables to preserve.  That will definitely make this number drop significantly!

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Monthly Spending Summary (May)

Saturday, June 21st, 2014

If you want to see exactly what I purchased, check the posts under My Deals for more details.

Well, I did really well with my grocery spending again this month.  Even if I hadn’t had the gas savings I would have almost been under my $220 budget.  But the gas savings are what really gives me a boost.  Not only do I get free gas, many of the items I purchase actually turn into moneymakers with the deal!  I estimate that I make about $20 a month on average thanks to the gas deals that I do.

I’m almost tempted to drop my grocery budget back down to $200 a month.  We had raised it the beginning of the year to help give us a bit more leeway since we are now a family of 5 and since grocery prices are rising.  But since I’ve been able to do so well I’m thinking of dropping it to $200 for the rest of the year and putting that extra $20 a month (or $140 for the year) into our budget for fixing up our house.  There are some projects there that I’d really love to get done and the extra budget would help.  And I think we are eating quite well anyway, so I don’t really feel like spending more money on our food and household needs!

I do love having the extra though.  It’s freed me up to not have to be quite so focused on doing deal shopping which has been wonderful this summer when life is busier.  Plus it is good to take a bit of a breather from it occasionally too, just to refocus and not get burned out.  Because face it, deal shopping is work.  Why do you think most people don’t bother doing it?

For those of you that care, here are the stats…

Monthly Grocery/Household Budget: $220
Total Spent: $65.24
Total Saved with Coupons: $84.98
Total Saved with Sales: $80.01
Total Saved: $164.99 + $167.00 in gas savings (thanks to grocery purchases)

Week 1: $3.17
Week 2: $76.88
Week 3: $55.90
Week 4: -$62.70 (this was a negative due to gas savings credit)

Credits: $8.01
I cashed out my Saving Star earnings.  This is such a simple way to save and I love that it can be combined with sales and paper coupons!

Ending Monthly Balance: -$154.76
This is the amount that I am under budget for the month!

Ending Annual Balance: -$449.59
In case you are confused, this is the amount I am under budget for the year.  I’ve mentioned before that I do a lot of canning and freezing so in the next couple of months I’ll be spending quite a bit of money on fruits and vegetables for that.  Still, I think I’m sitting pretty well and like I mentioned above, I’m very seriously considering dropping my budget to $200 again.

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Monthly Spending Summary (April)

Thursday, May 22nd, 2014

If you want to see exactly what I purchased, check the posts under My Deals for more details.

I was a bit under budget again for the month and quite a bit under budget for the year.  I’m kind of wondering if we really would have needed to up our grocery budget for th year…although I know I’ll have lots of expenses once I start buying produce to can and freeze.  And I have to admit, having the extra $20 a month has been kind of nice.  It frees me up a bit and I’ve not been doing quite as much couponing the last couple of weeks as a result.  I still coupon, just haven’t gone to quite as many stores as I often do.  Sometimes a break is just necessary and nice!

Monthly Grocery/Household Budget: $220
Total Spent: $185.73
Total Saved with Coupons: $82.21
Total Saved with Sales: $83.08
Total Saved: $165.29 + $107.90 in gas savings (thanks to grocery purchases)

Week 1: $69.90
Week 2: -$7.66  (this was a negative due to gas savings credit)
Week 3: $85.93
Week 4: $37.56

Ending Monthly Balance: -$34.27
This is the amount that I am under budget for the month!

Ending Annual Balance: -$294.83
In case you are confused, this is the amount I am under budget for the year.  As I said last month, I know this is a lot but at the same time I know it will disappear fast this summer once I start buying fruits and veggies to can and freeze.

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