Monthly Spending Summary (Dec.)

Wow, this has been quite a year!  With food prices rising, coupons and deals not being quite as good as before and with our little family expanding to four, I wasn’t sure how I’d do at keeping our grocery budget to $200/mo.  But I almost did it.  I ended up being over by just $1.02 and actually, I technically wasn’t even over.  Here’s why.  My mother-in-law owed me for some groceries that I had bought for her that I took out of our grocery money.  She wrote me a check and we had intended to get it deposited by the 31st but forgot, so now instead of that money going towards this years grocery budget it will go toward next years. So I think technically I was under budget by about $8 or $9 for the year.  Not much, but still under budget and that is what counts!  :)

At any rate, I was happy to be pretty much on target.  And the thing is, I have cupboards, freezers and a pantry full of food and supplies too!  In all honesty I could probably do pretty much no shopping for at least a month, maybe two and still have decent meals and not have to do without many things.  I’m kind of tempted to try it.  But the thing is, I’m scared I’d get so low on most things that I’d end up paying way more than I typically do to restock and I’m not sure then that I’d be any further ahead.  So what do you think?  Should I try going a month without buying anything but say milk and eggs and maybe $10 worth of other stuff if I need it? 

And here are the stats….

Monthly Grocery/Household Budget: $200
Total Spent: $113.17
Total Saved with Coupons/Sales: $231.66

Week 1: $63.07
Week 2: $21.29
Week 3: $18.86
Week 4: $9.95

Credits: $4.69
This was for a Rite Aid Single Check Rebate that I did.

Ending Monthly Balance: -$91.52
This is the amount that I am under budget for the month.

Ending Annual Balance: $1.02
In case you are confused, this is the amount I went over budget for the year. So actually, I am over budget by $1.02 for the year.

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  1. by Megan

    On January 4, 2013 at 8:51 am

    Great job! You are inspirational. Still working on this. I don’t think we have prices as cheap as you are able to get some things at nor do we have any bulk food stores around here. The garden certainly helped and as we figure out more of the canning stuff that should bring even more bounty into our food stores.

  2. by Monica

    On January 4, 2013 at 9:30 am

    Congrats, Lydia! You deserve some kind of award. I’d sure nominate you for something. But I’m going to vote no on living off of your stock for a month or two. Like you, I’m too afraid you would have to over-spend to get back on your feet once some things were all gone. The base of your system is having a foundation of goods to build meals on, and if you dismantle it, I fear you’d be playing catch up for a long time. Of course, feel free to prove me wrong if you really need to clean out that freezer. Then we’d at least know for sure. :)

  3. by Lydia Beiler

    On January 5, 2013 at 9:13 pm

    Thanks Megan and Monica! I don’t really feel like I’m as amazing as you all are saying, but hey, I’ll enjoy the compliments. :)

    Megan, yes our bulk food store prices are really good and that does help. I’m jealous of your garden though! That would sure give me a boost. And canning is great. Love it!

    Monica, thanks for your input. That is kind of what my gut tells me too but my hubby thinks it would work. So we’re still contemplating it!