Monthly Spending Summary (March)

Whew!  I spent too much this month and actually went over budget- five week months have a way of doing that too me.  The bad thing is that I didn’t realize it until I was working on this post and tallying everything up.  Note to self: stay more in touch with where you are in grocery spending throughout the month!  Really, it was a good wake up call because I’ve probably gotten a bit loose with my spending lately.  I know I have some wiggle room and so I’ve just been quicker to make grocery purchases that I wouldn’t usually; so I’m going to try to do better in April.

There are a few things that I don’t think I’ve ever clarified about this Monthly Spending Summary that I thought it might be helpful for you to know.  Our $200 grocery/household budget covers all our food purchases with the exception of eating out which comes from a different budget category.  We eat out maybe once or twice a month typically and eat as guests probably 2-4 times a month.  Of course sometimes when we are guests I make food to take along too.  We use disposable diapers and they come out of our grocery budget too.  We have a baby in diapers and a 3 yr. old who still wears them at nighttime. Our grocery budget also covers all cosmetic items like shampoo, body wash and soap and all household products like toilet paper, laundry detergent, and light bulbs.  If you want to see exactly what all I purchase just check out “My Deals” category on the sidebar.

I also do lots of rebates.  If the rebate was for a grocery item then that money goes back into our grocery budget as a credit.  It’s just one of the ways I keep my spending down.

Okay…and now to this month’s spending!

Monthly Grocery/Household Budget: $200
Total Spent: $221.08
Total Saved with Coupons/Sales: $456.48

Week 1: $30.84
Week 2: $2.67
Week 3: $79.22
Week 4: $71.12
Week 5: $37.23

Credits: $28.00
This was from a $5 Rite Aid Single Check Rebate and a $23.00 check from Endorse (a program where you submitted your receipts for certain stores/items and got a percentage back for what you purchased).  The Endorse program was in the beta stage and is currently on hold while they reformat.  I absolutely loved it and unless they change it too much, it should be a wonderful way to make a few extra dollars off the things you already purchase.  I’ll be sure to let you know when they relaunch it!

Ending Monthly Balance: $193.08

Ending Annual Balance: $126.93
- In case you are confused, this is the amount I have left over for the year. So actually, I am under budget by $126.93 for the year.  Don’t get too excited though because in the summer I buy a lot of produce and fruit to can and freeze and that takes a lot of money at one time!

Image: Credit Card spending summary via Shutterstock.

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  1. by Coupon Cutting Mom

    On April 7, 2012 at 5:53 am

    Not bad though, you were over by only a little. I had no more than signed up for endorse and they shut down to rework the program I’m hoping they are up and running soon as I was looking forward to using them.
    Heres to staying within budget in April:)